Category Archive: Personal Finance

Year-End Ideas for Owner-Only Businesses

There is still time to establish a plan for the current tax year and take advantage of deductible contributions, but the deadline is very close. Owner-only businesses have until December 31 to establish 401(k), Profit-Sharing, or Defined Benefit Plans. Funding may be completed next year, by the business’ tax filing deadline, including extensions Savings Goal: …

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Baffled by College Costs? Me Too

It’s a conversation many of us have over the dinner table or with our colleagues at work: “I can’t believe the cost of college.” It is a very reasonable statement when you consider that many private colleges cost $40,000+ per year. My alma mater, New York University, is now over $50,000 per year. The question …

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Rising Interest Rates and the Fed “Taper Tantrum”

10 yr treasury chart JD

Volatility has returned to the financial markets with a vengeance! The fixed income (bond) market as well as the equity markets have experienced extreme price swings and declines these past few weeks; sparked by fear that we have entered a rising interest rate environment much sooner than many expected. Although it has been obvious to …

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Important Financial Considerations for Divorced or Separated Women

If you are divorced or separated, the decisions you make about money will play a large role in your future financial security.  While we all know that money itself can’t buy or ensure happiness, your ability to manage your money will to a large extent dictate whether you will be able to reach a comfortable …

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Financial Planning: What’s Your Process?

I’ve been in the business for a while at this point. I’ve heard many stories from financial advisors about how they lead initial consultations and what the different methods are which they use to extract vital information from clients. The problem we often face as advisors is that clients offer us a decent amount of …

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Why You Need a Financial Advisor

Professional financial help goes far beyond picking stocks. Hiring an advisor arms you with expertise and resources with which to approach planning your financial future; especially as you increase your income and take on more responsibilities and investments. This coaching and support can help you to smoothly endure and make the most of the circumstances …

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